A couple days before I published Broke Again At 49, my wife said going to Las Vegas over the long weekend would be a lot of fun. I had floated the idea a couple weeks earlier. Unbeknownst to me, she then spent several hours over several days researching hotels, flights, shows, and costs to make it […] The post The Silent Stress Of Taking A Family Vacation On A Razor’s Edge appeared first on Financ

At some point, you might find yourself short on money with no obvious way to fix it. You'll have a plan. You'll have strategies. But you won't know exactly where the money will come from. That's where I am right now. So I tried something that might make some of you groan: I manifested money. […] The post Manifesting Money When You Have None: It’s Worth A Try appeared first on Financial Samurai .

I have more than 40 financial accounts across four people to manage. More accounts means more questions. Can we spend more? Are we missing a tax opportunity? Does an investment still make sense given everything else we own? For years, answering them meant a spreadsheet, a free Saturday, and a lot of analysis that leads […] The post Mezzi Review: The Proactive AI Financial Advisor For A Flat Fee ap

One of the reasons I accepted Portfolio Penguin's book deal in 2019 was to demonstrate to my kids the importance of work. Not working sets a bad example if you are a FIRE parent. If I spent two and a half years ideating, writing, editing, and marketing a book they could eventually find in a bookstore, […] The post Children Doomed To Follow In Their Parents’ Professional Footsteps appeared first on

Part of the American dream is to climb the property ladder and live in the nicest neighborhood possible. We spend more than half our lives at home, so we want a neighborhood that offers as much peace, quiet, safety, and convenience as our budget allows. As an old man with young kids, long gone are the days […] The post The Downside Of Living In A Nice Neighborhood Nobody Warns You About appeared f

I recently shared that I'm 49 and out of cash because a venture capital fund called capital much faster than I expected. I assumed a conservative 30% of my commitment would be called in year one. Instead, 46% was called in just six months. On a $1 million commitment, that's $460,000 out the door instead […] The post FIRE Makes Taking On New Debt A Non-Starter appeared first on Financial Samurai .

After stretching for the nicest house I could barely afford in 2023, I ended up living paycheck to paycheck for six months. It was stressful enough that I picked up a part-time consulting gig to shore up liquidity. Thankfully, stocks and real estate kept rebounding after a rough 2022, and the broke feeling faded. I promised myself […] The post Broke Again At 49, And This Time There Is No House To